Your path home.
From “where do I start?” to “we got the keys.”
Understand every step, with a local guide along the way.
Rooted in Central Oregon.Where are you in the journey?
What does that mean?
Mortgage language, translated.
Weekly Rate Watch
Follow the national trend. Then let’s talk about what it means for your home.
Weekly averages · September 24, 2026
30-year fixed
7.03%Up 0.08 percentage points from last week
15-year fixed
6.42%Up 0.16 percentage points from last week
The last eight weeks
Checking for the latest published weekly averages…
See the weekly figures
| Week ending | 30-year | 15-year |
|---|
Source: Freddie Mac PMMS, via FRED, Federal Reserve Bank of St. Louis. New averages are normally published Thursdays at 9 a.m. Pacific; FRED may post them later. This guide checks for new data when opened.
National averages are for context, not a Mountain Mortgage quote or APR. Your rate depends on your credit, down payment, loan program and other details.
Ask Matt about your rateMortgage payment calculator
Explore a fixed-rate loan payment. Enter your interest rate and property expenses to see an estimate.
Planning estimate only, not a rate quote, APR, preapproval, or commitment to lend. Assumes a fully amortizing fixed-rate loan with monthly payments. Excludes closing costs, prepaid expenses, maintenance, and any costs you have not entered. Taxes and insurance may change. Ask Matt about program-specific fees or financed costs.
See what clients say about Mountain Mortgage.
Read their experiences on Google.
Meet Matt Silver.
Owner. Loan officer. Bend local since 1994. With over 25 years of mortgage lending experience, Matt helps Oregon buyers make sense of their options, from the first conversation through closing.
Working with Matt means getting more than mortgage guidance. It means knowing a local who can talk fishing spots, ski days, and the best hot springs just as easily as home loans. Bend has been home since 1994, and that local knowledge comes with the relationship. Ask about the mortgage—and where to spend your next day off.
As an independent mortgage broker, Mountain Mortgage works with multiple wholesale lenders. You’ll work directly with Matt by phone and email, with a paperless process and personal guidance.